Southern Bancorp

In this edition:
  President's Message
  DeSoto County Branch
  Civil War Helena Exhibits
  KIPP Blytheville School Opens
  Hot Springs Branch Opening   eStem Gets a New Home
  CeCe Dixon

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President's Message
Phil Baldwin, President & CEO of Southern Bancorp

Southern Bancorp: Helping Communities Fulfill Strategic Goals
A key action step in the Clark County Strategic Community Plan was to develop a fully staffed tourist information and welcome center in Caddo Valley. Southern Bancorp donated and equipped the $1 million facility for the Diamond Lakes Regional Visitor Center expected to attract tourism and create new economic opportunities.

To improve the educational attainment in Phillips County, Arkansas, Southern Bancorp helped construct a new $1.6 million, 13,000 square foot library in downtown Helena-West Helena, a key goal in the Phillips County Strategic Community Plan.

As our economic recovery continues to be uncertain, Southern's commitment to the communities we serve remains certain. Stay tuned for announcements about the largest grant in Southern's grantmaking history and see below a few highlights of the difference we're making.

> Learn more about Southern Bancorp's mission

DeSoto County Branch ConstructionDeSoto County Branch Construction
Southern continues to expand its banking presence in Mississippi. Southern's first full-service branch in DeSoto County, to be located in Hernando, is under construction and scheduled to open in the spring of 2011. Southern's Hernando branch will be the first Leadership in Energy and Environmental Design (LEED) certified bank branch in North Mississippi. Southern currently has two loan production offices in DeSoto County — one in Hernando and the other in Southaven.

Earlier this year, Southern put down solid roots on the Gulf Coast by opening a full service bank branch in Picayune.

> Learn more about Southern's mission

Civil War Helena Interpretive Exhibits
Civil War Helena MarkersAs part of the Delta Bridge Project in Phillips County, Arkansas, residents launched the Civil War Helena plan to develop 27 historic sites. Southern helped secure funding to finance development of interpretive exhibits at each of the sites. When completed in 2013, this project is expected to attract at least 90,000 tourists and $4.5 million to Phillips County each year, strengthening the local economy and fulfilling a key goal in the county's strategic plan.

> Learn more about the Civil War Helena Plan

KIPP Blytheville College Preparatory School Opens For Classes
KIPP BlythevilleThe first class of 60 fifth-graders has started classes at the KIPP Blytheville College Preparatory School. The school is housed in a renovated building made possible in part by a $60,000 matching grant from Southern Bancorp. Blytheville KIPP is the second Arkansas school opened by KIPP Delta Public Schools, which got its start in Helena-West Helena in 2002 and has since demonstrated that all children can excel by consistently scoring in the 80th to 90th percentile of national tests in math and literacy.

Learn more about KIPP Blytheville

Hot Springs New BranchHot Springs Branch Opening
Southern Bancorp continues to expand its services in rural communities by opening a second Hot Springs banking location.

> Read more Southern news

eStem High Public Charter School Gets a New Home
eStem Ribbon Cutting Governor Mike Beebe, Robert Hopkins, Senior Branch Executive of the Little Rock branch of the Federal Reserve Bank of St. Louis, and other dignitaries recently commemorated the opening of new facilities for the eStem High Public Charter School in Little Rock. eStem High's new home is in the remodeled and refurbished historic building that was once occupied by the Little Rock branch of the Fed. The former Fed building was acquired and renovated by Southern Bancorp CDC, a nonprofit subsidiary of Southern Bancorp. Southern works to reduce high school dropout rates by supporting a series of innovative public charter schools across Arkansas that are raising the bar of educational performance for students.

> Read more Southern news

CeCe Dixon
CeCe Dixon CeCe Dixon of Helena-West Helena came to Southern with a dream of owning her own home. However, a challenging credit rating and other issues kept this dream unfulfilled. CeCe heard about Southern's homebuyer counseling classes and enrolled. With the help of Southern's homebuyer counselors, CeCe was able to improve her credit and pay down her debt. CeCe, her husband and their daughters recently found their "dream home" and with the family's improved financial position, qualified for a home mortgage. Assistance received through Southern's homebuyer counseling helped "pave the way to the purchase of our very first home, and for that, we will be forever grateful," CeCe said.

> Read more Southern news

Southern News Now Available on Twitter and Facebook
Southern news updates are now available through Twitter and Facebook. Follow Southern online at http://twitter.southernbancorp.com and http://facebook.southernbancorp.com for current news articles and events relating to Southern and its mission.

> Follow Southern on Twitter     > Follow Southern on Facebook

Questions or comments:
Dominik Mjartan
Email: dmjartan@banksouthern.com
Office: 501.372.4201 x27


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