SOUTHERN BANCORP provides My PIC Studio debit card service subject to these Terms and Conditions. These terms and conditions are in addition to those found in the Regulation E Electronic Funds Disclosure governing all use of your card. The photo, logo, artwork or other image submitted by you, and all information thereon, are hereafter collectively referred to as the “Image.”FEES: All generic SOUTHERN BANCORP debit cards are free. Customers receive one free custom personalized debit card with a SOUTHERN BANCORP account; additional cards will be charged a $5 design fee per card. School Spirit cards are $10. Charges will be deducted from your account associated with your card upon and subject to SOUTHERN BANCORP approving and printing your card. This design service fee applies to every card with an accepted image whether it’s for a new or existing card, including replacement cards. You may be charged other fees, such as a card replacement fee, in addition to the design fee. See your local SOUTHERN BANCORP for details. SOUTHERN BANCORP reserves the right to adjust the fees listed above at anytime.
You certify that you have read and understood the Image Guidelines and that the Image you submitted to SOUTHERN BANCORP complies with the Image Guidelines.
You warrant to SOUTHERN BANCORP that:
- you are the owner of the Image (i.e. the Image was taken by you) or you have obtained express consent from the Image’s owner to use the Image on your My PIC Studio debit card
- you have obtained express consent from any person whose image you use on your My PIC Studio card
- Use of the Image by SOUTHERN BANCORP will not infringe any other person’s rights, including intellectual property.
SOUTHERN BANCORP may, in its discretion, require evidence of the Image owner’s consent or of your ownership of the Image.
You (or you have obtained consent from the image’s owner) grant to SOUTHERN BANCORP a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the Image and the data you provide to SOUTHERN BANCORP for the purpose of providing your My PIC Studio debit card.
You consent (or have obtained consent from the Image’s owner) to SOUTHERN BANCORP storing, modifying copying or using the Image.
You agree to indemnify, defend and hold SOUTHERN BANCORP harmless, its affiliates, its card membership organizations and its and their respective shareholders, officers, directors, employees, agents, members, contractors and representatives from any and all claims, liabilities, losses, costs and expenses of any nature whatever (including, without limitation, attorney’s fees) that may arise from the issuance or use of the My PIC Studio card with your submitted Image on it, including (without limitation) any and all claims alleging trademark or copyright infringement, and/or the violation of a right of privacy or publicity or any other right.
SOUTHERN BANCORP’s liability hereunder is limited to refunding the fee associated with the issuance of the My PIC Studio debit card, and SOUTHERN BANCORP is not liable to you for any loss, damage, claim or expense whatsoever in relation to any action or omission by SOUTHERN BANCORP permitted under these Terms and Conditions. SOUTHERN BANCORP is not responsible for poor quality Images or Images poorly positioned on the My PIC Studio debit card template.
Your My PIC Studio debit card remains the property of SOUTHERN BANCORP and you agree to immediately return it or destroy it if asked by SOUTHERN BANCORP for any reason, of if the card or accounts that your My PIC Studio debit card is linked to is closed.
Rejected Images, superceded Images and Images from canceled My PIC Studio debit cards, accepted Images, and copies thereof, may be stored for any period of time, and may be purged at any time that SOUTHERN BANCORP may choose in its sole discretion.
If a submitted Image is rejected, the Bank will notify you by e-mail, without any obligation to justify its decision. You will want to be very careful that you submit a photo that meets the Image Guidelines.
SOUTHERN BANCORP reserves the right not to accept or use any Image you submit, or to refuse to issue a My PIC Studio debit card, for any reason whatsoever in the Bank’s sole discretion.