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Let Southern Bancorp help you purchase or build your dream home with one of our many mortgage products. Whether you are purchasing, building or refinancing a home for your family, buying a vacation home or an investment property we have the perfect mortgage product for you. Southern Bancorp also offers many specialized products to make it even easier to get into your home quick and easy.
Rural Development Loans
Southern Bancorp’s Rural Development Loan Program offers a low fixed rate. No down payment requirement. And, with our Rural Development Loan Program private mortgage insurance is not required. To learn more about our rural development loans, contact us online or visit your local Southern Bancorp branch today.
Southern Bancorp can help you build the perfect home with our Construction Loans. Pay interest only on funds drawn, and withdraw only as needed for construction. Southern Bancorp’s team of lenders will help from beginning to end of the building process with excellent customer service and great competitive rates. To learn more about our construction loans, contact us online or visit your local Southern Bancorp branch today.
Home Equity Line of Credit
More and more people are utilizing the equity in their homes to finance the good things in life. Whether funding your child’s education, buying a car or computer, taking a vacation in a new RV, cruising in a new boat or making home improvements, our home equity line of credit can have you saying, “Home Sweet Loan.” Learn more information about Southern Bancorp’s Home Equity Line of Credit.
Get a customized mortgage to meet any of your needs. Contact us and get started today!