Consumer CD
A savings instrument that promotes long-term savings. The account must be maintained for a set amount of time without accessing the funds.
Personal Savings
Grow Your Savings
Whether you're building an emergency fund or saving for something special, our accounts offer competitive rates and flexible options.
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Credit Builder CD
Build credit while you save.
A CD funded and secured by a Credit Builder Loan designed to help customers build or improve their credit profile.
Money Market Account
Competitive market rates. Easy access.
An interest-bearing account with competitive tiered rates and easy access to your funds.
Regular Savings
Saving is key to financial stability. Start your journey today.
A basic interest-bearing savings account to start building financial stability.
School Savings
Easy as 1-2-3.
A program where participating Southern Bancorp branches collaborate with local elementary schools and the Save America program to allow students to save money. Bank representatives visit schools weekly on "Bank Day" to collect deposits from students.
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Find the savings account that helps your money work harder.
| Consumer CD | Credit Builder CD | Money Market Account | Regular Savings | School Savings | |
|---|---|---|---|---|---|
| Min. Opening Deposit | $500 | $500 | $1,000 | $50 | $0 |
| Monthly Fee | None | None | $10/month (balances below $1,000) | $5 if balance falls below $50 | None |
| Interest Bearing |